The Banker's Puzzle

A banker had a sporting customer who was always anxious to wager on anything. Hoping to cure him of his bad habit, he proposed as a wager that the customer would not be able to divide up the contents of a box containing only sixpences into an exact number of equal piles of sixpences. The banker was first to put in one or more sixpences (as many as he liked); then the customer was to put in one or more (but in his case not more than a pound in value), neither knowing what the other put in. Lastly, the customer was to transfer from the banker's counter to the box as many sixpences as the banker desired him to put in. The puzzle is to find how many sixpences the banker should first put in and how many he should ask the customer to transfer, so that he may have the best chance of winning.